Make a list of all your debts and for each one write down the balance, the minimum payment, the payment frequency (bi-weekly, monthly etc.) and the interest rate.
Determine how much extra you have to throw at your debt each month.
Build momentum by adding payments on any paid off debts towards the next debt in line.
Thanks for this explanation Moana, It's really helpful.
You're not going to master the rest of your life in one day. Don't stress. Master the day. Make this a daily reminder.
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