"Credit Information Bureau" is the institution providing all the credit information about a corporate company or an Individual. It shows the credit facilities of all corporate companies and the individual according to the National Identity card or business registration number. 100% of the finance companies in Sri Lanka considering this report as the main source to understand the financial behaviour of a person/corporate companies to give a new facility. Still, I have the doubt, how there are calculating the days and displaying on the report each month. For an example: Suppose, I got a facility from a financial institution on June 20th 2018. so the next month due is July 20th 2018. what will happen if I couldn't pay that on the date and pay that on August 10th 2018 ( delay)? . How the CRIB will count the dates?